Prioritise Your Financial Goals with a Tailored Investment Strategy!
C&L Investwell specialises in tailored investment strategies utilising shares and options, with a focus on creating clients a regular, consistent income stream and looking to build their long-term wealth.
Prioritise Your Financial Goals with a Tailored Financial Plan!
C&L Investwell specialises in tailored investment strategies utilising shares and options, with a focus on creating clients a regular, consistent income stream and looking to build their long-term wealth.
Helping you achieve your financial goals
The stock market can offer many opportunities and also many disappointments. We want you to have a smooth journey, where you can build your wealth over time so that the market becomes another source of income for you.
Tailored To Your Needs
We will tailor a solution for you based on your risk profile and your personal circumstances.
Create An Income Stream
Utilising our strategies, your account will create you a regular, consistent income stream. Please note as markets conditions will fluctuate from time to time, income streams will vary accordingly.
Hassle-Free
Don't struggle on your own, why not reap the benefits of working with us and we will actively manage your portfolio by monitoring the market and advising you in line with your Investment Strategy, making it easier for you.
Why Choose Investwell?
Experience and Expertise
With years of industry experience, our team of professionals possesses the knowledge and expertise to navigate the complexities of the financial landscape. We stay abreast of market trends, economic developments, and regulatory changes to provide accurate, up-to-date advice.
Client-Centric Philosophy
At Investwell, we prioritise your best interests above all else. We are committed to building long-term relationships based on trust, transparency, and open communication. Your financial well-being and success are our primary objectives and we work tirelessly to help you achieve them.
Personalised Approach
As a trusted financial investment adviser in Adelaide, we understand that every financial situation is unique. That’s why we take the time to understand your goals, aspirations, and concerns. By tailoring our financial investment services to your specific needs, we can offer solutions that align with your personal circumstances.
About
Hi, I’m Chris
I want to help you on your investment journey. Investing is more about “time in the market, not timing the market”. Successful investing requires the key elements of patience with a long-term mindset. With that said, its important to position yourself to succeed in your investment strategy.
What we specialise in
At C&L Investwell, we keep things fairly straight forward and will offer you our expertise in the following areas.
Shares
Why invest in the stock market – Let’s look at the last 40 years!
The chart of the XJO (top 200 stocks) shows the Australian share market has moved up steadily over the last 40 years (indicated by the solid blue trend line). Even though we have had several large market corrections along the journey, investing over the long-term is the best way to build your nest egg, so that you can retire wealthy.
It’s important to grow your portfolio year on year, regardless of the market direction, to try and maximise gains while keeping your capital safe. C&L Investwell utilises risk management through rigid money management rules that restrict large losses by utilising stop losses at predetermined levels. This provides a good balance between risk and allowing the stock room to move naturally up and down within an uptrend.
C&L Investments will:
- Help you build your personal portfolio
- Provide you with access to your online share portfolio
- Provide guidance and recommendations along the way
Exchange Traded Options - ETO's
What are Options?
Options can be relatively simple providing that you stick to basic strategies. An option contract derives the value from the performance of the underlying share. When we sell a cash covered put option, we effectively commit to purchasing a stock at a predefined price (referred to as a strike price), at an expiry future date (approximately 1 month ahead). We generally look for a strike price approximately 10% below the current share price, this provides us a higher probability that the trade will expire safe. With this type of trade, we also have the advantage of time that works for us given that we are paid for both risk and time. Once the trade is placed, we are effectively paid a premium of approximately 2 to 2.5% (based on the total exposure value/commitment), which is effectively a payment for the commitment or risk to purchase the stock where the stock drops below the strike price by the expiry date. At the time of the option expiry, we would either expire safe from the trade (share price finishes above the strike) which allows us to repeat the process the following month. However, where share price falls below the strike price (at the time of the option expiry), we could either take the assignment and pay for the stock or manage the position (which is beyond the scope of this explanation).
For more detailed information, please refer to the ASX's Understanding Options Trading booklet.
Utilising a strategy of selling cash covered put options, C&L Investwell will look to provide their clients an ongoing regular and consistent income stream. This income stream is effectively profit that is pulled out of the market on a monthly basis and added to your annual income. As a valued client of C&L Investwell, we will actively manage your portfolio by monitoring the market and advising you in line with your Investment Strategy. We will also provide to you quarterly reconciled reports of your trades so that you can be confident with the trading strategies utilised to ensure a rewarding investing journey.
